Fees & Limits

Clear fees, no surprises

Everything you pay to trade, deposit, withdraw, and spend on CoinZoom — plus account limits by tier.

Trading fees

ModeFee
Lite — instant buy / sell & conversions0.75% – 1.49%
Pro — order book maker0.22% – 0.44%
Pro — order book taker0.30% – 0.60%

Pro fees start at the higher end and drop with ZOOM token rewards.

ZOOM token rewards

Hold and pay fees with ZOOM to unlock trading discounts at every tier.

TierZOOM heldTrading discount
Silver10,000 – 49,99910%
Gold50,000 – 149,99920%
Diamond150,000 – 299,99930%
Black300,000+50%

Deposit fees (USD)

MethodFeeSpeedLimit
Wire$121–2 business days$250,000
ACHFree1–2 business days$100,000
RTPFreeImmediate$100,000
Debit / credit card3.99%Time to post—
Apple / Google Pay3.99% (2.99% Black)Time to post—
CoinZoom Cash$6Immediate—
ZoomMeFreeImmediate—
External crypto walletFreeImmediate—
Debit card reversal$100——
ACH reversal$1001–2 days—

Card deposits may carry a hold of up to 7 days (generally) and up to 90 days (rarely).

Withdrawal fees

MethodFeeMin / MaxSpeed
CoinZoom Instant1.75% ($1.50 min)—Immediate
ACHFree$1 – $40,0001–2 days
Domestic wire$35$500 – $250,0001–2 business days
International wire$50$500 – $250,0001–2 business days
Crypto walletNetwork variable—Immediate

Wire fees are waived for Black tier members.

Crypto withdrawal fees

All digital asset deposits are free. Withdrawal network fees vary by token — a few examples:

AssetWithdrawal fee
Bitcoin (BTC)0.0005 BTC
Ethereum (ETH)0.005 ETH
Tether (USDT)12.50 USDT
ZOOM150 ZOOM

CoinZoom Visa Card fees

ItemFee
Cash withdrawals (domestic & international)Free
Card replacementFree
Shipping — standard / expedited (non-Prime)$5 / $12
International shipping (non-Prime)$5 / $60
Shipping (Prime members)Free
Virtual card reissuance1,000 ZOOM
Chargebacks$100
Crypto liquidation1.49%
Card declined — Insufficient funds$0.50

ATM & point-of-sale limits (daily)

TierATM limitCash withdrawalPOS limitATM / transaction
Non-Prime$200$200$200$200
Silver$300$300$250$250
Gold$10,000$5,000$2,500$1,500
Diamond$2,000$1,000$500$500
Black$1,000$500$250$250

Deposit limits — card & wallets (daily / weekly)

TierCard / Apple / Google Pay
Non-Prime$500 / $1,000
Silver$750 / $1,500
Gold$1,500 / $3,000
Diamond$5,000 / $10,000
Black$10,000 / $60,000

ACH, wire, and external wallet deposits have no daily limit (wire capped at $250,000). CoinZoom Cash loads run $20–$500, with a $500 24-hour limit and a $10,000 30-day limit.

Withdrawal limits by tier

MethodLimit
Wire (daily)$500 – $40,000 (all tiers)
CoinZoom Instant — Non-Prime / Silver / Gold$2,500 / transaction · $5,000 daily
CoinZoom Instant — Diamond$2,500 / transaction · $7,500 daily
CoinZoom Instant — Black$4,000 / transaction · $10,000 daily
ZoomMe (USD)$500 – $8,000 by tier
ACH / external wallet / ZoomMe cryptoNo limit

Fees and limits are subject to change and may vary by jurisdiction and verification tier. Figures shown are for reference; the rates applied at the time of your transaction govern.