CoinZoom Fees

Learn more about our trading, deposit and withdrawal, and Visa card fees.

Trading Fees

Light Mode - Instant BUY/SELL Transactions Crypto Conversions0.75% - 1.49%

Pro Mode Maker/Taker Order Book0.18% - 0.36% Market Maker0.22% - 0.44%** Market Taker

Fees are only paid on executed orders.

Maker fees start at 0.36% before ZOOM Token Rewards are applied at your program level.**

Taker fees start at 0.44% before ZOOM Token Rewards are applied at your program level.**

Maker fees are paid when you add liquidity to our order book by placing a Limit order that is below the market if you are buying and above the market if you are selling.*

Maker fees also are paid when you add liquidity to our order book by placing a Stop order that is below the market if you are selling and above the market if you are buying.*

Taker fees are paid when you remove liquidity from our order book by placing an order that is matched with an order that is already resting in the order book.*

Trading Discounts: If you hold ZOOM tokens in your account AND use ZOOM tokens to pay your trading fees, you can receive up to a 50% Discount on your trading fees. (See Trading discount levels below)**

Discounted Trading fees are determined based on the ZOOM token balance in your account at the time the trade is executed.**

CoinZoom Prime Reward Program

Silver

Trading Discount 10%
10K – 49,999K ZOOM
When you use ZOOM Token for Commission

Gold

Trading Discount 20%
50K – 149,999K ZOOM
When you use ZOOM Token for Commission

Diamond

Trading Discount 30%
150K – 299,999K ZOOM
When you use ZOOM Token for Commission

Black

Trading Discount 50%
300K ZOOM
When you use ZOOM Token for Commission

Deposit & Withdrawal Fees

Deposits

Funding MethodFeesTime to Post
Wire Transfer (USD)FreeUp to 5 business days
ACH* (USD)FreeTemporarily Unavailable
Direct Deposit (USD)FreeTemporarily Unavailable
Debit/credit card*** (USD)3.99%Immediately
CoinZoom Cash (USD)5%Immediately
ZoomMe (USD/Crypto)FreeImmediately
External Wallet (Crypto)FreeImmediately
Debit Card Reversal**$100-
ACH Reversal**$100-

Withdrawals

MethodFeesTime to Post
CoinZoom Instant****1.5% ($1.50 minimum)Immediate
Wireᶲ (domestic) ($40K maximum daily)$351-2 business days
Wireᶲ (international) ($40K maximum daily)$501-2 business days
Transfer to external wallet (Crypto)VariableImmediate

ᶲ All wire fees waived for Black level customers

* ACH deposits take 3-4 business days to post to your account and are available on the day of deposit for trading, but can't be withdrawn for 7 - 21 days. The maximum transaction amount is $500 - $10,000/day, depending on your CoinZoom Prime level.

** Reversal Fees
A $100 fee will be charged to your account for any returns involving debit cards, credit cards, ACH transactions, or wire transfer returns.

***Any funds deposited from your card will be held in your account for up to 7 days (generally) and up to 90 days (rarely), depending on your financial institution's policies. You can still use these funds to buy and sell crypto currencies but you will not be able to transfer the USD amount or any crypto purchased with those funds out of your account until the hold expires.

**** CoinZoom Instant takes only seconds to complete. Black level customers receive 2.0% ZOOM back for all CoinZoom Instant withdrawals. Black level receives 2.0% back for all CoinZoom Instant withdrawals.

Digital Asset Deposit & Withdrawal Fees

Token

Deposit fees

Withdrawal fees
Aave

AAVE

-

0.12 AAVE
ApeCoin

APE (Listing Soon)

-

2 APE
Augur

REP

-

0.05 REP
Avalanche

AVAX

-

0.01 AVAX
Basic Attention Token

BAT

-

40 BAT
Bitcoin

BTC

-

0.0005 BTC
Bitcoin Cash

BCH

-

0.028 BCH
Bitcoin Gold

BTG

-

0.01 BTG
Chainlink

LINK

-

0.77 LINK
Dai

DAI

-

12.50 DAI
Dogecoin

DOGE

-

50 DOGE
Eos

EOS

-

0.1 EOS
Ethereum

ETH

-

0.005 ETH
Ethereum Classic

ETC

-

0.01 ETC
Gemini Dollar

GUSD (Listing Soon)

-

12.50 GUSD
Hedera

HBAR

-

1 HBAR
HiFi Finance

HiFi Active

-

10 Y
Kyber Network

KNC

-

10 KNC
Litecoin

LTC

-

0.002 LTC
Maker

MKR

-

0.01 MKR
Nem

XEM (Listing Soon)

-

15 XEM
Ox

ZRX

-

10 ZRX
PEPE

PEPE

-

500,000 PEPE
Polkadot

DOT

-

1 DOT
Ripple

XRP

-

1 XRP
Shiba INU

SHIB

-

350,000 SHIB
Stellar

XLM

-

0.01 XLM
Synthetix Network

SNX (Listing Soon)

-

4.2 SNX
Tether (ERC20)

USDT (ERC20)

-

12.50 USDT
Tether (TRC20)

USDT (TRC20)

-

7.50 USDT
Tezos

XTZ

-

0.5 XTZ
Trust Token

TUSD

-

12.50 TUSD
USD Coin

USDC

-

12.50 USDC
Wrapped Bitcoin

WBTC

-

0.005 WBTC
Yearn Finance

YFI

-

0.0002 YFI
Zcash

ZEC

-

0.006 ZEC
ZilliQA

ZIL

-

27.1537 ZIL
ZOOM

ZOOM

-

150 ZOOM

CoinZoom Visa

Fees Details

FeeAmount
Plastic Card Issuance Fee200 ZOOM
Domestic Cash Withdrawal Fee (applies to both ATM and Over The Counter "OTC" Withdrawal)Free
International Cash Withdrawal Fee (applies to both ATM and Over The Counter "OTC" Withdrawal)Free
Card Replacement Fee1000 ZOOM
Non-Prime Card Shipping Fee1000 ZOOM
Prime Members Card ShippingFree
Re-issuing Virtual Card1000 ZOOM
Metal Card Replacement5000 ZOOM
Chargeback Processing Fee$100
Crypto Liquidation Fees1.49%

Limit Details

Black Account
Total Daily ATM limit$1,000
Total Daily Cash Withdrawal$2,000
Total Daily POS limit$10,000
ATM Count Withdrawals200

Diamond Account
Total Daily ATM limit$500
Total Daily Cash Withdrawal$1,000
Total Daily POS limit$5,000
ATM Count Withdrawals200

Gold Account
Total Daily ATM limit$250
Total Daily Cash Withdrawal$250/500
Total Daily POS limit$2500
ATM Count Withdrawals200

Silver Account
Total Daily ATM limit$250
Total Daily Cash Withdrawal$250/$500
Total Daily POS limit$1500
ATM Count Withdrawals200

Non-Prime Account
Total Daily ATM limit$250
Total Daily Cash Withdrawal$200
Total Daily POS limit$700
ATM Count Withdrawals200

Deposit Limits

Please refer to the table below for deposit limits. Also, see Funding Method Comparison for withdrawal hold time periods. The top number is the daily limit, the bottom number is the weekly limit.

Daily/Weekly CoinZoom Prime Level Limits

Funding MethodNon-PrimeSilverGoldDiamondBlack
Apple Pay/Google Pay: (Daily)
(Weekly)$1,000
$2,500$750
$3,750$1,250
$3,750$2,500
$3,750$5,000
$25,000
ACH Bank Deposit: (Daily)
(Weekly)$500
$500$1,000
$1,000$2,500
$2,500$5,000
$5,000$10,000
$10,000
Card Deposit (Daily)
(Weekly)$1,000
$2,500$1,000
$3,750$2,500
$3,750$5,000
$3,750$10,000
$25,000
Deposit from External WalletNo LimitNo LimitNo LimitNo LimitNo Limit
Direct Deposit$15,000$15,000$15,000$15,000$15,000
Wire TransferᶲNo LimitNo LimitNo LimitNo LimitNo Limit
Zelle Bank Deposit (Daily)
(Weekly)$500
$500$1,000
$3,750$2,500
$3,750$5,000
$3,750$10,000
$25,000
ZoomMe Transfer (crypto)No LimitNo LimitNo LimitNo LimitNo Limit
ZoomMe Transfer (USD) (Daily)
$500
$1,000
$2,500
$5,000
$10,000

ᶲ In some rare cases, withdrawal limits may apply as additional customer protection.

CoinZoom Cash

CoinZoom CashLimits
Minimum Load:
Maximum Load:$20
$500-$999 (depending upon the store)
24-hour cash limit:
30-day cash limit:$1,000
$10,000

Withdrawal Limits

Please refer to the table below for withdrawal limits.

Withdrawal MethodNon-PrimeSilverGoldDiamondBlack
Wire Minimum: $10,000, Maximum: $40,000 Daily
CoinZoom Instant (debit card) (Max per Transaction)
(Daily Limit)$2,500
$2,500$2,500
$2,500$2,500
$5,000$2,500
$7,500$4,000
$10,000
External wallet (Crypto)No LimitNo LimitNo LimitNo LimitNo Limit
ZoomMe (Crypto)No LimitNo LimitNo LimitNo LimitNo Limit
ZoomMe (USD)$500$1,000$2,500$5,000$10,000

Hold Periods

The Time to Post column indicates how long it normally takes for the deposit to settle between CoinZoom and the financial institution. The Hold Period column indicates the amount of time before funds can be withdrawn. You may still buy and sell on the exchange while the funds are on hold.

CurrencyFunding MethodFees*Time to PostHold PeriodNon-US
USDWire TransferFreeNext business day**Up to 14 daysYes
USDACHFree3-4 business days7-21 days-
USDDirect DepositFree3-4 business daysNone-
USDDebit card3.99%InstantUp to 7 days***Yes
USDCoinZoom Cash5%****InstantUp to 30 mins.-
USD/CryptoZoomMeFreeInstantNoneYes
CryptoExternal walletFreeInstantNoneYes
USDGoogle Pay*****3.99%InstantUp to 7 daysYes
USDApple Pay*****3.99%InstantUp to 7 daysYes

Hold Period

The Hold Period is the time you must wait to withdraw funds you have recently deposited into your CoinZoom account. Until your pending funds clear from your bank, you cannot withdraw them from CoinZoom or transfer any digital assets out of your account that you purchased using pending funds.

You can see when a hold expires in the Deposit History (Portfolio -> USD -> Deposit) in both the web and Pro apps.

All holds are put in place to allow sufficient time to dispute potentially fraudulent transactions. The window for debit card disputes is determined by the financial institutions' policies and CoinZoom cannot change them.

Hold times and deposit limits may change at any time, without notice and at our sole discretion due to factors beyond our control.

Notes

*Methods listed as "Free" mean that CoinZoom does not charge any fees, though your financial institution may charge them.

**If a wire is sent before 3:00 PM Eastern Time, it will be posted the next business day.

***In uncommon cases, non-US debit card deposits can take up to 90 days.

*****5% or $6, whichever is greater.

*****Limit of one deposit per hour.