CoinZoom Fees

Learn more about our trading, deposit and withdrawal, and Visa card fees.

Trading Fees

  1. Light Mode - Instant BUY/SELL Transactions Crypto Conversions0.75% - 1.49%

  1. Pro Mode Maker/Taker Order Book0.18% - 0.36% Market Maker0.22% - 0.44%** Market Taker

Fees are only paid on executed orders.

Maker fees start at 0.36% before ZOOM Token Rewards are applied at your program level.**

Taker fees start at 0.44% before ZOOM Token Rewards are applied at your program level.**

Maker fees are paid when you add liquidity to our order book by placing a Limit order that is below the market if you are buying and above the market if you are selling.*

Maker fees also are paid when you add liquidity to our order book by placing a Stop order that is below the market if you are selling and above the market if you are buying.*

Taker fees are paid when you remove liquidity from our order book by placing an order that is matched with an order that is already resting in the order book.*

Trading Discounts: If you hold ZOOM tokens in your account AND use ZOOM tokens to pay your trading fees, you can receive up to a 50% Discount on your trading fees. (See Trading discount levels below)**

Discounted Trading fees are determined based on the ZOOM token balance in your account at the time the trade is executed.**

CoinZoom Prime Reward Program

Silver

  • Trading Discount 10%

  • 10K – 49,999K ZOOM

  • When you use ZOOM Token for Commission

Gold

  • Trading Discount 20%

  • 50K – 149,999K ZOOM

  • When you use ZOOM Token for Commission

Diamond

  • Trading Discount 30%

  • 150K – 299,999K ZOOM

  • When you use ZOOM Token for Commission

Black

  • Trading Discount 50%

  • 300K ZOOM

  • When you use ZOOM Token for Commission

Deposit & Withdrawal Fees

Deposits

  1. Funding MethodFeesTime to Post

  2. Wire Transfer (USD)FreeUp to 5 business days

  3. ACH* (USD)FreeTemporarily Unavailable

  4. Direct Deposit (USD)FreeTemporarily Unavailable

  5. Debit/credit card*** (USD)3.99%Immediately

  6. CoinZoom Cash (USD)5%Immediately

  7. ZoomMe (USD/Crypto)FreeImmediately

  8. External Wallet (Crypto)FreeImmediately

  9. Debit Card Reversal**$100-

  10. ACH Reversal**$100-

Withdrawals

  1. MethodFeesTime to Post

  2. CoinZoom Instant****1.5% ($1.50 minimum)Immediate

  3. Wireᶲ (domestic) ($40K maximum daily)$351-2 business days

  4. Wireᶲ (international) ($40K maximum daily)$501-2 business days

  5. Transfer to external wallet (Crypto)VariableImmediate

ᶲ All wire fees waived for Black level customers

* ACH deposits take 3-4 business days to post to your account and are available on the day of deposit for trading, but can't be withdrawn for 7 - 21 days. The maximum transaction amount is $500 - $10,000/day, depending on your CoinZoom Prime level.

** Reversal Fees
A $100 fee will be charged to your account for any returns involving debit cards, credit cards, ACH transactions, or wire transfer returns.

***Any funds deposited from your card will be held in your account for up to 7 days (generally) and up to 90 days (rarely), depending on your financial institution's policies. You can still use these funds to buy and sell crypto currencies but you will not be able to transfer the USD amount or any crypto purchased with those funds out of your account until the hold expires.

**** CoinZoom Instant takes only seconds to complete. Black level customers receive 2.0% ZOOM back for all CoinZoom Instant withdrawals. Black level receives 2.0% back for all CoinZoom Instant withdrawals.

Digital Asset Deposit & Withdrawal Fees

  • Token
    Deposit fees
    Withdrawal fees
  • AAVE
    Aave
    AAVE
    -
    0.12 AAVE
  • APE
    ApeCoin
    APE (Listing Soon)
    -
    2 APE
  • Augur (REP)
    Augur
    REP
    -
    0.05 REP
  • Avalanche AVAX
    Avalanche
    AVAX
    -
    0.01 AVAX
  • BAT
    Basic Attention Token
    BAT
    -
    40 BAT
  • UNI
    Bitcoin
    BTC
    -
    0.0005 BTC
  • BCH
    Bitcoin Cash
    BCH
    -
    0.028 BCH
  • Bitcoin Gold (BTG)
    Bitcoin Gold
    BTG
    -
    0.01 BTG
  • LINK
    Chainlink
    LINK
    -
    0.77 LINK
  • DAI
    Dai
    DAI
    -
    12.50 DAI
  • DOGE
    Dogecoin
    DOGE
    -
    50 DOGE
  • EOS
    Eos
    EOS
    -
    0.1 EOS
  • ETH
    Ethereum
    ETH
    -
    0.005 ETH
  • ETC
    Ethereum Classic
    ETC
    -
    0.01 ETC
  • GUSD
    Gemini Dollar
    GUSD (Listing Soon)
    -
    12.50 GUSD
  • Hedera (HBAR)
    Hedera
    HBAR
    -
    1 HBAR
  • Hifi Finance (MFT)
    HiFi Finance
    HiFi Active
    -
    10 Y
  • KNC
    Kyber Network
    KNC
    -
    10 KNC
  • LTC
    Litecoin
    LTC
    -
    0.002 LTC
  • MKR
    Maker
    MKR
    -
    0.01 MKR
  • XEM
    Nem
    XEM (Listing Soon)
    -
    15 XEM
  • ZRX
    Ox
    ZRX
    -
    10 ZRX
  • PEPE USDT
    PEPE
    PEPE
    -
    500,000 PEPE
  • DOT
    Polkadot
    DOT
    -
    1 DOT
  • Ripple
    Ripple
    XRP
    -
    1 XRP
  • SHIB
    Shiba INU
    SHIB
    -
    350,000 SHIB
  • XLM
    Stellar
    XLM
    -
    0.01 XLM
  • SNX
    Synthetix Network
    SNX (Listing Soon)
    -
    4.2 SNX
  • USDT
    Tether (ERC20)
    USDT (ERC20)
    -
    12.50 USDT
  • Tether (TRC20)
    Tether (TRC20)
    USDT (TRC20)
    -
    7.50 USDT
  • XTZ
    Tezos
    XTZ
    -
    0.5 XTZ
  • TUSD
    Trust Token
    TUSD
    -
    12.50 TUSD
  • USDC
    USD Coin
    USDC
    -
    12.50 USDC
  • Wrapped Bitcoin (WBTC)
    Wrapped Bitcoin
    WBTC
    -
    0.005 WBTC
  • YFI
    Yearn Finance
    YFI
    -
    0.0002 YFI
  • ZEC
    Zcash
    ZEC
    -
    0.006 ZEC
  • ZilliQA
    ZilliQA
    ZIL
    -
    27.1537 ZIL
  • ZOOM
    ZOOM
    ZOOM
    -
    150 ZOOM

CoinZoom Visa

Fees Details

  1. FeeAmount

  2. Plastic Card Issuance Fee200 ZOOM

  3. Domestic Cash Withdrawal Fee (applies to both ATM and Over The Counter "OTC" Withdrawal)Free

  4. International Cash Withdrawal Fee (applies to both ATM and Over The Counter "OTC" Withdrawal)Free

  5. Card Replacement Fee1000 ZOOM

  6. Non-Prime Card Shipping Fee1000 ZOOM

  7. Prime Members Card ShippingFree

  8. Re-issuing Virtual Card1000 ZOOM

  9. Metal Card Replacement5000 ZOOM

  10. Chargeback Processing Fee$100

  11. Crypto Liquidation Fees1.49%

Limit Details

  1. Black Account

  2. Total Daily ATM limit$1,000

  3. Total Daily Cash Withdrawal$2,000

  4. Total Daily POS limit$10,000

  5. ATM Count Withdrawals200

  1. Diamond Account

  2. Total Daily ATM limit$500 

  3. Total Daily Cash Withdrawal$1,000

  4. Total Daily POS limit$5,000

  5. ATM Count Withdrawals200

  1. Gold Account

  2. Total Daily ATM limit$250

  3. Total Daily Cash Withdrawal$250/500

  4. Total Daily POS limit$2500

  5. ATM Count Withdrawals200

  1. Silver Account

  2. Total Daily ATM limit$250

  3. Total Daily Cash Withdrawal$250/$500

  4. Total Daily POS limit$1500

  5. ATM Count Withdrawals200

  1. Non-Prime Account

  2. Total Daily ATM limit$250

  3. Total Daily Cash Withdrawal$200

  4. Total Daily POS limit$700

  5. ATM Count Withdrawals200

Deposit Limits

Please refer to the table below for deposit limits. Also, see Funding Method Comparison for withdrawal hold time periods. The top number is the daily limit, the bottom number is the weekly limit.

Daily/Weekly CoinZoom Prime Level Limits

  1. Funding MethodNon-PrimeSilverGoldDiamondBlack

  2. Apple Pay/Google Pay: (Daily)
    (Weekly)    $1,000
    $2,500    $750
    $3,750    $1,250
    $3,750    $2,500
    $3,750    $5,000
    $25,000

  3. ACH Bank Deposit: (Daily)
    (Weekly)    $500
    $500    $1,000
    $1,000    $2,500
    $2,500    $5,000
    $5,000    $10,000
    $10,000

  4. Card Deposit (Daily)
    (Weekly)    $1,000
    $2,500    $1,000
    $3,750    $2,500
    $3,750    $5,000
    $3,750    $10,000
    $25,000

  5. Deposit from External WalletNo LimitNo LimitNo LimitNo LimitNo Limit

  6. Direct Deposit$15,000$15,000$15,000$15,000$15,000

  7. Wire TransferᶲNo LimitNo LimitNo LimitNo LimitNo Limit

  8. Zelle Bank Deposit (Daily)
    (Weekly)    $500
    $500    $1,000
    $3,750    $2,500
    $3,750    $5,000
    $3,750    $10,000
    $25,000

  9. ZoomMe Transfer (crypto)No LimitNo LimitNo LimitNo LimitNo Limit

  10. ZoomMe Transfer (USD) (Daily)
    $500
    $1,000
    $2,500
    $5,000
    $10,000 

ᶲ In some rare cases, withdrawal limits may apply as additional customer protection.

CoinZoom Cash

  1. CoinZoom CashLimits

  2. Minimum Load:
    Maximum Load:    $20
    $500-$999 (depending upon the store)

  3. 24-hour cash limit:
    30-day cash limit:    $1,000
    $10,000

Withdrawal Limits

Please refer to the table below for withdrawal limits. 

  2. Withdrawal MethodNon-PrimeSilverGoldDiamondBlack

  3. Wire Minimum: $10,000, Maximum: $40,000 Daily  

  4. CoinZoom Instant (debit card) (Max per Transaction)
    (Daily Limit)    $2,500
    $2,500    $2,500
    $2,500    $2,500
    $5,000    $2,500
    $7,500    $4,000
    $10,000  

  5. External wallet (Crypto)No LimitNo LimitNo LimitNo LimitNo Limit

  6. ZoomMe (Crypto)No LimitNo LimitNo LimitNo LimitNo Limit

  7. ZoomMe (USD)$500$1,000$2,500$5,000$10,000

Hold Periods

The Time to Post column indicates how long it normally takes for the deposit to settle between CoinZoom and the financial institution. The Hold Period column indicates the amount of time before funds can be withdrawn. You may still buy and sell on the exchange while the funds are on hold.

  1. CurrencyFunding MethodFees*Time to PostHold PeriodNon-US

  2. USDWire TransferFreeNext business day**Up to 14 daysYes

  3. USDACHFree3-4 business days7-21 days-

  4. USDDirect DepositFree3-4 business daysNone-

  5. USDDebit card3.99%InstantUp to 7 days***Yes

  6. USDCoinZoom Cash5%****InstantUp to 30 mins.-

  7. USD/CryptoZoomMeFreeInstantNoneYes

  8. CryptoExternal walletFreeInstantNoneYes

  9. USDGoogle Pay*****3.99%InstantUp to 7 daysYes

  10. USDApple Pay*****3.99%InstantUp to 7 daysYes

Hold Period 


The Hold Period is the time you must wait to withdraw funds you have recently deposited into your CoinZoom account. Until your pending funds clear from your bank, you cannot withdraw them from CoinZoom or transfer any digital assets out of your account that you purchased using pending funds.

You can see when a hold expires in the Deposit History (Portfolio -> USD -> Deposit) in both the web and Pro apps.

All holds are put in place to allow sufficient time to dispute potentially fraudulent transactions. The window for debit card disputes is determined by the financial institutions' policies and CoinZoom cannot change them.

Hold times and deposit limits may change at any time, without notice and at our sole discretion due to factors beyond our control.

Notes

*Methods listed as "Free" mean that CoinZoom does not charge any fees, though your financial institution may charge them.

**If a wire is sent before 3:00 PM Eastern Time, it will be posted the next business day.

***In uncommon cases, non-US debit card deposits can take up to 90 days.

*****5% or $6, whichever is greater.

*****Limit of one deposit per hour.